In an ideal world, if your friend borrowed your car and crashed, then they would be responsible for the damages. In an ideal world, it would fall to their insurance company to have to cover the costs. And unfortunately, we do not live in this ideal world. If you allow a friend to borrow your [&helli...
Similar to the confusion that the word “comprehensive” coverage causes for many, some think that full coverage is also going to provide this magical coverage that will make it so that all aspects of their vehicles are fully insured. Again, while this would be nice, it’s not realist...
When you’re purchasing comprehensive auto insurance, you’ll want to keep in mind that this coverage isn’t going to do exactly what the name implies. It doesn’t just magically provide total and complete auto insurance coverage for your vehicle. Wouldn’t that be amazing ...
Pretty much straightforward, but collision insurance will protect your vehicle in the event that you are in a collision with another car. It can also protect your vehicle if you are in a collision with an object, like crashing into a fence. However, most states note that collision (as well as compre...
While comprehensive coverage isn’t required in most state’s minimum insurance requirements, it is an integral part of your insurance coverage. It protects your car from damages that may happen outside of a collision, such as inclement weather (for example, hail), collisions with animals,...







